CHUSNUL CHOTIMAH; SUPARDI SUPARDI. The Impact of Service Digitalization, Environmental Social Governance (ESG), and Risk Management on the Competitiveness of Insurance Companies in Indonesia: A Literature Review. Indonesian Journal of Contemporary Multidisciplinary Research, [S. l.], v. 5, n. 4, p. 741–776, 2026. DOI: 10.55927/modern.v5i4.67. Disponível em: https://journalmodern.my.id/index.php/MODERN/article/view/67. Acesso em: 23 oct. 2026.