Chusnul Chotimah, Yayan Hendayana. Evaluation of Dynamic Capabilities in Insurance Institutional Mergers: A Case Study of PT. Asuransi Bhakti Bhayangkara (ABB)’s Consolidation Strategy Under the Regulatory Pressure of POJK No. 23 of 2023. MODERN [Internet]. 2025 Dec. 2 [cited 2026 Jul. 24];4(6):133-44. Available from: https://journalmodern.my.id/index.php/MODERN/article/view/9